Articles

Insights

Research-backed perspectives on wealth management, financial planning, and building a lasting legacy.

Estate & Wealth Transfer 7 min read

Why 70% of Wealth Transfers Fail (And It Has Nothing to Do With Money)

The biggest threat to multi-generational wealth isn't poor investments or bad tax planning — it's communication breakdowns within families. Here's what the research reveals.

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Business Owner Monetization 8 min read

76% of Business Owners Plan to Exit — But Only 9% Have a Plan

The largest wealth transfer in Canadian business history is underway, with over $2 trillion at stake. Why are so few owners prepared, and what does a real exit plan look like?

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HNW Financial Literacy 7 min read

The Hidden Cost of Financial Illiteracy for High-Net-Worth Families

Even affluent families make costly financial mistakes rooted in knowledge gaps and behavioral biases. Research reveals how financial literacy protects wealth across generations.

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Retirement Readiness 8 min read

Retirement Is Not a Financial Event — It's a Life Transition

Longitudinal research reveals that psychological readiness predicts retirement satisfaction better than financial adequacy. The 5 dimensions of readiness that most planners ignore.

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Tax Planning & Optimization 7 min read

Why Your Tax Strategy Should Be a 40-Year Plan, Not a Year-End Exercise

Research shows tax-efficient strategies add up to 0.75% in annual net returns. Over decades, that compounds into a transformative difference in wealth outcomes.

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Philanthropy & Legacy 7 min read

Beyond the Cheque: Building a Philanthropy Strategy That Lasts Generations

Research identifies 8 distinct mechanisms driving charitable giving. Understanding them transforms philanthropy from reactive cheque-writing into a lasting family legacy.

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